Personal Disability Insurance

Protect Your Income, Protect Your Future

A disability can happen at any time — an accident, an illness, or an unexpected injury — and suddenly your ability to work may be compromised. Personal disability insurance is designed to replace a portion of your income if you become unable to perform your job due to a disability.

We understand that your income is your most valuable asset. That’s why we offer flexible coverage tailored to your needs, helping you maintain financial stability during a difficult time.

Why Get Personal Disability Insurance?

Financial security: Receive a monthly benefit to replace part of your income.

Peace of mind: Focus on your recovery without worrying about bills.

Comprehensive protection: Covers accidents and illnesses that prevent you from working.

Flexibility: Choose your benefit amount, waiting period, and length of coverage.

The perfect complement: Even if you already have group insurance, personal coverage often fills important gaps.

Who Is This Protection For?

• Self-employed workers or professionals without group benefits

• Employees whose workplace coverage is insufficient

• Entrepreneurs, business owners, or consultants

• Anyone who wants to protect their lifestyle and their family’s financial security

Examples of Possible Benefits

• Monthly benefit: up to 67% of your net pre-tax income

• Benefit duration: up to age 65, depending on the contract

• Flexible waiting period: from 30 to 120 days based on your needs

• Optional features: cost-of-living adjustment, premium refund, return-to-work protection